Monsula

Your whole money story, in one calm place

Log a spend in a few taps, even with no signal. See your accounts, budgets, bills and shared costs together, and always know where you stand.

Free to start.

Log a spend before you forget it

Pick a category, tap the amount and save. It works with no signal and syncs when you are back online.

  • Quick add with a keypad made for one thumb
  • Payment modes for your cards and wallets
  • Today always shows what you spent and what you have

See your month, not just a list

Money in, money out and where it went, month by month. Set a limit for a category and watch it fill.

  • Month view that carries over from the last one
  • Spending by category and by day
  • Budgets that warn you before you cross them

Split costs without the awkward maths

Make a group for a trip or a flat, add what you paid and see who owes whom. Friends join with a link.

  • Equal, exact, percent or share splits
  • Settle up with suggested payments
  • Flat groups with bills that repeat each month

Know what you are worth, and where you are heading

Accounts, savings, investments and loans in one number with a twelve month trend. Set goals and fund them, alone or together.

  • Net worth with a trend
  • Savings goals with a target and a date
  • Shared goals for a group

And everything around it

How it works

  1. Add your accounts

    Bank, cash, wallet or card, each in its own currency with an opening balance.

  2. Log a spend in seconds

    Enter an amount, pick a category and save. It takes a few taps.

  3. See your month

    Check your balances, your budgets and where the money went.

Your data, your call

It is your money, so you decide what happens to the record of it.

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Questions

What is Monsula?

Monsula is a personal money tracker made for your phone. You log what you spend and earn, and it shows your balances, budgets and month.

Does it handle more than one currency?

Yes. Each account has its own currency, and totals are shown in the home currency you choose, using daily exchange rates.

Does it work offline?

You can add an expense or income with no signal. It is saved on your phone and sent when you are back online. Other screens need a connection.

Can I install it on my phone?

Yes. Open the site in your phone browser and use Add to Home Screen. It then opens like an app.

Can I export my data?

Yes. Search your entries with filters and download them as CSV or Excel, get a PDF statement, or download everything the app holds about you.

Does it track credit cards and loans?

Yes. Credit cards show what you owe and when the bill is due. Loans and EMIs show what is left and the next payment.

Can I split costs with friends?

Yes. Make a group, add what each person paid and the app works out who owes whom. Friends can join with a link, and you can settle up inside the app.

Is it free?

It is free to start. Paid options may come later.

Start with one spend

Add an account, log what you spent today, and see where you stand.